One Florida driver in five carries no bodily injury coverage. Where the recovery actually comes from: PIP, stacked UM coverage, household policies, the vehicle’s owner, the employer, umbrella policies and hit-and-run claims.
Florida’s 2023 tort reform shortened the deadline to two years, bars recovery at 51 percent fault, changed how juries see medical bills and gave insurers a 90-day safe harbor. What it means for your claim.
You are still sore from the crash when the other driver’s insurance adjuster calls. They sound friendly, but somewhere in the conversation comes the line that changes everything: “Our review shows you were partially at fault.” A few years ago, that would have meant a smaller check. Today in Florida, it can mean no check…
What to Do After a Car Accident in Florida: 7 Steps to Protect Your Health and Claim If you are involved in a car accident in Florida, first get to a safe location, check for injuries, call 911 when required, exchange information, photograph the scene, and seek medical attention if you may be injured. You…
FOR IMMEDIATE RELEASE Date: April 16, 2026Kemp Law Group today issued a public statement urging the Beverly Hills Police Department (BHPD) and City leadership to open a formal internal affairs investigation into the traffic-enforcement conduct and personal-device recording practices of BHPD Officer J. Givens (Badge No. 110). The firm’s concerns arise from on-duty traffic stop…
Being struck by an uninsured driver can leave you facing a confusing and stressful situation. In Florida, where uninsured and underinsured motorists are unfortunately common, knowing the steps to take can make a significant difference in protecting your health, rights, and ability to recover compensation. Acting quickly and strategically can help strengthen your claim and…
When a car accident happens, the moments leading up to the collision can become a blur. Memories fade, witnesses may disagree, and insurance companies often seek any reason to limit their payments. That’s why video evidence, from traffic cameras to personal dashcams, has become one of the most powerful tools in proving what really happened….
Florida serves as a destination for anyone hoping to escape cold winters and sunbathe at the beach. With its mild winters and countless attractions, it’s no wonder that such a vast number of tourists visit every year. Although the tourists help an economy that is highly dependent on tourism, they also add many more vehicles…
Early morning drivers in Florida often face an unexpected danger: thick fog. What may seem like just a hazy sunrise can turn into a serious driving hazard, especially on busy roadways. Reduced visibility isn’t just inconvenient—it contributes significantly to multi-car accidents and chain-reaction crashes. Understanding what happens in these situations can help you stay safer…
As summer heat begins to ease in Florida, fall might feel like a welcome transition—but for drivers, it brings its own dangers. Between shifting weather patterns, moisture on roads, and increased risks from low light, fall is statistically one of the rainiest driving seasons in the state. Understanding what makes autumn especially hazardous behind the…
