Uninsured Motorists in Oldsmar, Florida
Being involved in a car accident is already stressful, but when the other driver is uninsured, it can quickly turn into a nightmare. In Oldsmar, Florida, where traffic flows around popular spots like the Oldsmar Flea Market and the beautiful shores of R.E. Olds Park, accidents are an unfortunate reality. Knowing how to protect yourself in such a scenario can make all the difference.
Understanding the Risks of Uninsured Drivers in Oldsmar
Oldsmar, with its proximity to major highways like State Road 580 and Tampa Road, sees its fair share of traffic incidents. Sadly, not every driver on the road has insurance. This means if you’re involved in an accident near landmarks like the Oldsmar Sports Complex or Mobbly Bayou Wilderness Preserve, the driver at fault may not be covered.
How to Protect Yourself Before an Accident Happens
- Carry Uninsured Motorist Coverage
One of the most effective ways to protect yourself is to have uninsured motorist (UM) coverage as part of your insurance policy. This coverage can help cover medical expenses, lost wages, and other damages if the at-fault driver doesn’t have insurance. - Document the Scene Immediately
After an accident, whether it’s near Bicentennial Park or along Tampa Road, documenting everything is crucial. Take photos of the scene, get contact information from witnesses, and make a detailed report. This evidence will be essential for your claim. - Report the Accident to the Authorities
Always report the accident to the local authorities, even if it’s a minor one. Having an official police report will support your case and help protect your rights.
Why You Should Choose Kemp Law to Represent You
If you find yourself in a crash scenario involving an uninsured driver, choosing the right legal representation is key to securing the compensation you deserve. Kemp Law understands the complexities of uninsured motorist claims in Oldsmar, Florida, and will fight to protect your rights.
At Kemp Law, we prioritize your needs and aim to alleviate the stress of dealing with insurance companies and legal processes. We have successfully handled numerous cases for clients who have been involved in accidents around Oldsmar landmarks like Sheffield Park and the Oldsmar Trail.
Learn more about how Kemp Law can help you today.
What to Do If You’re in an Accident With an Uninsured Driver in Oldsmar
- Contact Kemp Law Immediately
The first step after ensuring everyone’s safety is to contact an attorney who understands the local landscape and laws. Kemp Law is familiar with the unique aspects of Oldsmar and can provide guidance tailored to your situation. - Stay Calm and Gather Evidence
Whether you’re near a busy spot like the Oldsmar Flea Market or a quieter area like Mobbly Bayou Wilderness Preserve, remaining calm is crucial. Collect evidence, contact the police, and avoid making any statements that could be used against you. - Rely on Experienced Legal Help
Accidents with uninsured motorists require experienced legal help. Kemp Law is here to handle the complexities of your case so that you can focus on your recovery.
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Conclusion
Accidents happen, but knowing how to protect yourself, especially in a place like Oldsmar with its unique traffic flow and popular landmarks, can provide peace of mind. If you ever find yourself in an accident with an uninsured driver, reach out to Kemp Law for the support and guidance you need.
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FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
