Uninsured Motorists in Winter Haven, Florida
Winter Haven, Florida, with its scenic Chain of Lakes and landmarks like LEGOLAND Florida Resort and the beautiful Bok Tower Gardens, is a delightful place to live and visit. However, like any other city, it is not immune to car accidents, and some drivers on the road are uninsured. Protecting yourself from uninsured motorists is crucial to ensuring your safety and financial security in the event of a crash.
Understanding the Risks of Uninsured Motorists
An uninsured motorist is a driver who does not carry auto insurance, which is required by law. If you are involved in an accident with an uninsured motorist, you could face significant out-of-pocket expenses for medical bills, vehicle repairs, and other damages. In Winter Haven, with busy roads near popular spots like Cypress Gardens Boulevard and US-17, the risk of encountering uninsured drivers can be high.
Steps to Protect Yourself
- Purchase Uninsured Motorist Coverage: This type of insurance coverage is designed to protect you if you’re in an accident with a driver who doesn’t have insurance. It covers medical expenses, lost wages, and other damages. Given the number of visitors and locals driving around Winter Haven’s attractions, such as the Chain of Lakes Park, having this coverage is essential.
- Document the Accident: In case of an accident, make sure to document everything. Take pictures of the scene, gather witness statements, and obtain a police report. This information can be crucial, especially when dealing with uninsured motorists near busy intersections like those around Winter Haven’s downtown area.
- Seek Medical Attention Immediately: After an accident, prioritize your health. Visit the Winter Haven Hospital or another nearby medical facility for a thorough check-up, even if you feel fine initially. Some injuries might not be immediately apparent.
- Consult with a Qualified Attorney: Navigating the complexities of an accident involving an uninsured motorist can be challenging. Having a skilled attorney by your side can make a significant difference.
Why Choose Kemp Law to Represent You?
When it comes to handling cases involving uninsured motorists in Winter Haven, the Kemp Law stands out as a top choice for several reasons:
- Local Expertise: Kemp Law is well-versed in the local laws and regulations in Winter Haven. They understand the unique challenges that residents and visitors face, especially around accident-prone areas like Lucerne Park Road.
- Proven Track Record: With years of experience, Kemp Law has a history of successfully representing clients in uninsured motorist cases. Their expertise ensures that you get the best possible outcome.
- Personalized Attention: At Kemp Law, you are not just another case. They provide personalized attention to each client, ensuring that your specific needs and concerns are addressed.
- Comprehensive Legal Support: From dealing with insurance companies to representing you in court, Kemp Law offers comprehensive legal support, making the entire process as smooth as possible.
If you find yourself in an accident with an uninsured motorist in Winter Haven, don’t navigate the aftermath alone. Trust the experienced attorneys at Kemp Law to help you through every step of the way.
For more information or to schedule a consultation, visit www.kemplaw.com.
FAQs
you deserve answers
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
