Personal Injury Protection in Pensacola, Florida
Understanding Personal Injury Protection (PIP)
Personal Injury Protection (PIP) is an essential component of auto insurance in Florida, including Pensacola. PIP coverage is designed to provide immediate financial assistance for medical expenses, lost wages, and other accident-related costs, regardless of who is at fault. In Florida, every driver is required to carry a minimum of $10,000 in PIP coverage. This ensures that you receive timely medical care and compensation without the lengthy process of determining fault.
The Importance of PIP in Pensacola
Pensacola, known for its beautiful beaches like Pensacola Beach and historical landmarks such as the National Naval Aviation Museum, is a bustling city with a mix of residents and tourists. The increase in traffic, especially around popular areas like Palafox Street and the Pensacola Bay Bridge, unfortunately leads to a higher incidence of car accidents. In such a scenario, having robust PIP coverage can make a significant difference in your recovery process.
Why Choose Kemp Law?
Expertise in PIP Claims
Navigating the complexities of PIP claims can be challenging. This is where Kemp Law excels. With years of experience in handling personal injury cases in Pensacola, the attorneys at Kemp Law are well-versed in Florida’s PIP laws. They ensure that you receive the maximum benefits you are entitled to under your insurance policy.
Personalized Attention
At Kemp Law, you are not just another case number. The firm takes pride in offering personalized attention to each client. They understand the stress and anxiety that come with accidents and work diligently to provide compassionate and effective legal representation.
Proven Track Record
Kemp Law has a proven track record of successful outcomes in personal injury cases. Their deep understanding of local accident trends and familiarity with landmarks where accidents frequently occur, such as Cordova Mall and the intersection of Scenic Highway and Interstate 10, gives them a unique advantage in building strong cases for their clients.
Local Expertise Matters
Accidents near local landmarks like the Blue Wahoos Stadium or during events at the Saenger Theatre often require a nuanced understanding of the area and its traffic patterns. Kemp Law’s local expertise means they know the ins and outs of Pensacola, providing an edge in personal injury cases. They leverage this local knowledge to gather crucial evidence and build compelling arguments to support your claim.
Comprehensive Legal Support
From the moment you contact Kemp Law, they handle every aspect of your case, from filing paperwork to negotiating with insurance companies. Their goal is to alleviate the burden on you, allowing you to focus on recovery. They provide clear communication and keep you informed throughout the process, ensuring you understand each step.
Contact Kemp Law Today
If you or a loved one has been injured in a car accident in Pensacola, don’t navigate the complexities of PIP claims alone. Contact Kemp Law today for a free consultation. Let their experienced team fight for your rights and ensure you receive the compensation you deserve.
For more information, visit Kemp Law and take the first step towards securing the support and justice you need.
FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
