Uninsured Motorists in The Hammocks, Florida
When driving through the serene landscapes of The Hammocks, Florida, it’s easy to forget that accidents can happen at any moment. Unfortunately, not every driver on the road is insured, making a crash scenario even more complicated. Here’s how you can protect yourself and why Kemp Law should be your go-to for legal representation.
The Reality of Uninsured Motorists in The Hammocks
The Hammocks, a beautiful community nestled near landmarks like the Hammocks Town Center and the serene Hammocks Community Park, is not immune to the issue of uninsured motorists. According to recent statistics, Florida ranks high among states with uninsured drivers, and The Hammocks is no exception.
Steps to Take After a Crash
1. Call the Authorities
Immediately after an accident, contact the police. This ensures there is an official record of the incident, which is crucial when dealing with uninsured motorists.
2. Gather Information
Collect as much information as possible. Take pictures of the scene, the vehicles involved, and any visible injuries. Get the names and contact details of all parties and witnesses.
3. Seek Medical Attention
Even if you feel fine, it’s essential to get a medical check-up. Some injuries may not be immediately apparent.
4. Contact Your Insurance Company
Notify your insurance company about the accident. They can guide you on the next steps, especially if you have uninsured motorist coverage.
5. Hire an Experienced Attorney
Dealing with uninsured motorists can be complex. This is where the Kemp Law comes in.
Why Choose Kemp Law?
Expertise in Uninsured Motorist Cases
Kemp Law specializes in handling cases involving uninsured motorists. Our team understands the nuances of Florida law and will fight to ensure you receive the compensation you deserve.
Personalized Attention
We pride ourselves on offering personalized attention to each client. From the moment you walk into our office near the Hammocks Town Center, you’ll know you’re in good hands.
Proven Track Record
Our success stories speak for themselves. We have helped numerous clients in The Hammocks area navigate the complexities of uninsured motorist claims.
Local Knowledge
Being familiar with local landmarks like the Hammocks Community Park and Kendall-Tamiami Executive Airport allows us to better understand accident scenes and gather crucial evidence.
Free Consultation
We offer a free initial consultation to discuss your case and outline the best course of action.
Don’t let the stress of dealing with an uninsured motorist overwhelm you. Visit Kemp Law to learn more about how we can help you through this challenging time.
FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
