Uninsured Motorists in Tarpon Springs, Florida
Car accidents are stressful, but the situation becomes even more complicated when the other driver is uninsured. In Tarpon Springs, Florida, with its scenic beauty and historic charm, accidents can happen anywhere, from the busy U.S. Route 19 to the quaint streets near the Sponge Docks. Knowing how to protect yourself in such scenarios is crucial, especially when the other driver lacks insurance.
The Reality of Uninsured Motorists in Tarpon Springs
Tarpon Springs, known for its vibrant Greek community and historic downtown, is not immune to the rising number of uninsured motorists. Whether you’re driving past the iconic St. Nicholas Greek Orthodox Cathedral or navigating through the lively Tarpon Avenue, the risk is real. Florida, unfortunately, ranks high in the nation for uninsured drivers, and Tarpon Springs is no exception.
Accidents in busy areas like the intersection of Klosterman Road and U.S. 19 or near the entrance to Fred Howard Park can quickly turn into legal nightmares if the other driver lacks coverage. Understanding your rights and knowing the steps to take immediately after such an accident can make a significant difference.
Steps to Take Immediately After an Accident with an Uninsured Motorist
- Stay Calm and Safe: Ensure everyone is safe. If you’re near a landmark like the Tarpon Springs Aquarium or Craig Park, pull over to a safe location and turn on your hazard lights.
- Call the Police: Even if the other driver offers to settle without involving the authorities, it’s crucial to have a police report. This is especially important in Florida, where uninsured motorist coverage can be complex.
- Document Everything: Use your phone to take photos of the accident scene, including any visible damage, license plates, and the surrounding area. If you’re near a well-known spot like the Historic Sponge Docks, mention it as it can help later in identifying the exact location.
- Seek Medical Attention: Even if you feel fine, injuries from car accidents can manifest later. Visit a local facility like AdventHealth North Pinellas for a check-up.
- Contact an Experienced Attorney: This is where Kemp Law comes in. Dealing with uninsured motorists requires expertise in Florida’s specific insurance laws.
Why Kemp Law is Your Best Choice in Tarpon Springs
When facing the complexities of an accident with an uninsured motorist, you need an attorney who understands the local landscape and legal intricacies. Kemp Law is a top choice for residents of Tarpon Springs for several reasons:
Deep Local Knowledge
Kemp Law is not just another law firm; they are deeply rooted in the community. They understand the unique aspects of Tarpon Springs, from the busy streets near the Tarpon Springs Golf Course to the quieter residential areas around Whitcomb Bayou. This local knowledge is invaluable in building a strong case.
Expertise in Uninsured Motorist Cases
Florida’s laws regarding uninsured motorists can be confusing. Kemp Law has extensive experience in handling these types of cases. They know how to navigate the legal system to ensure you get the compensation you deserve.
Personalized Attention
At Kemp Law, you’re not just another case number. The team takes the time to understand your situation, offering personalized legal strategies tailored to your needs. They are committed to protecting your rights, whether you were involved in a minor fender bender on Dodecanese Boulevard or a serious accident on Alternate 19.
Proven Track Record
Kemp Law has a strong track record of successfully representing clients in Tarpon Springs. Their results speak for themselves, with numerous satisfied clients who have received fair settlements even when dealing with uninsured motorists.
Take Action Today
If you’ve been in an accident with an uninsured motorist in Tarpon Springs, don’t navigate this complex situation alone. Reach out to Kemp Law for a free consultation. Let them help you protect your rights and secure the compensation you deserve.
Visit Kemp Law to learn more and schedule your consultation today.
FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
