Uninsured Motorists in Sanford, Florida
Navigating the roads of Sanford, Florida, can be a picturesque experience, with its charming landmarks like the Sanford Riverwalk and the historic downtown area. However, amidst the beauty lies a potential danger: uninsured motorists. Accidents involving uninsured drivers can leave you in a precarious situation, but there are steps you can take to protect yourself and your rights in such scenarios.
Understanding the Risk
Sanford, like many other cities in Florida, has its fair share of traffic accidents. From the bustling intersections near Seminole Towne Center to the quieter streets near Lake Monroe, collisions can happen anywhere and at any time. However, what exacerbates the situation is the prevalence of uninsured motorists on these roads.
According to recent statistics, Florida ranks among the states with the highest rates of uninsured drivers. This means that if you’re involved in an accident, there’s a significant chance that the other party may not have insurance coverage to compensate you for damages and injuries.
Protecting Yourself
Despite the potential risks, there are proactive measures you can take to safeguard yourself in the event of a collision with an uninsured motorist:
- Purchase Uninsured Motorist Coverage: One of the most effective ways to protect yourself is by adding uninsured motorist coverage to your auto insurance policy. This coverage can help cover medical expenses, lost wages, and property damage resulting from an accident with an uninsured driver.
- Gather Evidence: In the aftermath of a crash, it’s essential to gather as much evidence as possible. This includes taking photos of the accident scene, exchanging contact information with the other party, and obtaining witness statements if available.
- Seek Legal Representation: Dealing with insurance claims and legal proceedings can be complex, especially when uninsured motorists are involved. Having a skilled legal team on your side can make all the difference in securing the compensation you deserve.
Why Choose Kemp Law
When it comes to legal representation in Sanford, Florida, Kemp Law stands out as a trusted advocate for accident victims. Here’s why you should consider choosing Kemp Law to represent you:
- Experience: With years of experience serving clients in Sanford and throughout Central Florida, Kemp Law has a proven track record of success in handling personal injury cases.
- Expertise: The legal team at Kemp Law specializes in personal injury law, including cases involving uninsured motorists. They have the knowledge and expertise to navigate the complexities of these cases and fight for your rights.
- Personalized Attention: At Kemp Law, clients are treated with the utmost care and attention. They understand that every case is unique, and they tailor their approach to meet the individual needs and circumstances of each client.
- Local Presence: As a prominent fixture in the Sanford community, Kemp Law is familiar with the local courts, judges, and legal procedures. Their strong ties to the area make them a valuable ally in your pursuit of justice.
In conclusion, navigating the aftermath of a car accident involving an uninsured motorist can be daunting, but it’s not something you have to face alone. By taking proactive steps to protect yourself and enlisting the help of a reputable legal team like Kemp Law, you can seek the compensation you deserve and move forward with confidence.
FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
