Personal Injury Protection in Sanford, Florida
Accidents happen when we least expect them, and they can leave us with physical injuries, emotional trauma, and financial burdens. In Sanford, Florida, a charming city with its historic downtown and picturesque Lake Monroe, accidents can occur anywhere, from the bustling streets near Sanford Avenue to the serene parks like Fort Mellon Park. When faced with such unfortunate events, it’s crucial to understand your rights and options for seeking compensation. One avenue available to residents is Personal Injury Protection (PIP) insurance.
What is Personal Injury Protection?
Personal Injury Protection, commonly known as PIP, is a type of insurance coverage that provides benefits for medical expenses, lost wages, and other expenses related to injuries sustained in a car accident, regardless of who was at fault. In Florida, PIP insurance is mandatory for all vehicle owners, with a minimum coverage requirement of $10,000 for medical expenses and lost wages.
Why Choose Kemp Law in Sanford?
In times of distress following an accident, having the right legal representation can make all the difference. That’s where Kemp Law comes in. With their dedication to serving the Sanford community and their expertise in personal injury law, they are the go-to choice for those seeking justice and fair compensation.
Local Landmarks and Accident Risks
Sanford, with its rich history and vibrant culture, is home to several landmarks that attract locals and tourists alike. However, these bustling areas also pose risks for accidents, from minor fender-benders to severe collisions.
Imagine strolling along the RiverWalk, enjoying the scenic views of Lake Monroe, only to be involved in a pedestrian accident. Or driving down Historic First Street, admiring the charming architecture, when suddenly, you’re rear-ended at a stoplight near the Sanford Museum. These scenarios are not uncommon, and when they happen, having a trusted legal advocate like Kemp Law by your side can provide the support and guidance you need.
Why Kemp Law?
- Experience: With years of experience representing clients in personal injury cases, Kemp Law has a deep understanding of Florida’s legal system and how to navigate complex insurance claims.
- Personalized Attention: At Kemp Law, clients are not just case numbers; they are individuals with unique needs and concerns. The team takes the time to listen, understand, and tailor their approach to each client’s situation.
- Proven Track Record: Kemp Law has a history of achieving favorable outcomes for their clients, whether through negotiated settlements or courtroom litigation. They are relentless in their pursuit of justice and fair compensation.
- Local Knowledge: Being based in Sanford, Kemp Law has a deep connection to the community and understands the local laws, regulations, and court procedures. This local knowledge gives them a strategic advantage when representing clients in personal injury cases.
Conclusion
Accidents can happen anywhere, whether you’re exploring the historic streets of Sanford or commuting on its busy highways. When they do, having the right legal representation can make all the difference in securing the compensation you deserve. With Kemp Law, you can rest assured knowing that your rights will be protected and your interests advocated for every step of the way. Don’t wait until it’s too late—reach out to Kemp Law today and let them fight for you.
Visit Kemp Law’s website to learn more about their services and how they can help you in your time of need.
FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
