Uninsured Motorists in Safety Harbor, Florida
Uninsured Motorists in Safety Harbor, Florida
When driving through the quaint streets of Safety Harbor, Florida, it’s easy to get lost in the charm of this picturesque town. However, the reality of the road is that accidents can happen at any time, and the presence of uninsured motorists makes the situation even more complicated. Knowing how to protect yourself in a crash scenario involving an uninsured driver is crucial.
The Reality of Uninsured Motorists in Safety Harbor
Safety Harbor is home to beautiful landmarks like the historic Safety Harbor Resort and Spa, and the scenic Philippe Park. But even in these serene surroundings, car accidents can and do happen. If you find yourself involved in a crash with an uninsured driver near the bustling Main Street or close to the Safety Harbor Marina, the aftermath can be overwhelming.
Uninsured motorists are more common than you might think. According to recent studies, Florida has one of the highest rates of uninsured drivers in the country. This makes it essential to be prepared and understand your options.
Protecting Yourself: Steps to Take After a Crash
- Ensure Your Safety: First and foremost, ensure that you and your passengers are safe. Move to a safe location if possible, such as the parking area of the Safety Harbor City Park, away from traffic.
- Call the Authorities: Report the accident immediately. The Safety Harbor Police Department is familiar with the local area, including accident-prone spots like the intersection of 9th Avenue North and McMullen Booth Road.
- Document the Scene: Take photos of the damage and the surrounding area. If the accident occurs near a recognizable landmark like Whistle Stop Grill & Bar, include it in your documentation to provide clear context.
- Exchange Information: Even if the other driver is uninsured, collect their contact details. This information can be crucial when filing a claim with your insurance company.
- Notify Your Insurance Company: Contact your insurer as soon as possible to report the incident. Florida law requires all drivers to carry Personal Injury Protection (PIP), which can help cover your medical expenses regardless of fault.
Why You Should Choose Kemp Law
Navigating the complexities of an accident involving an uninsured motorist can be daunting. This is where Kemp Law comes in. Their extensive knowledge of Florida’s insurance laws ensures that you have the best possible representation.
Kemp Law is dedicated to helping clients in Safety Harbor and the surrounding areas. Whether your accident occurred near the iconic Baranoff Oak Tree or along the serene shores of Tampa Bay, Kemp Law knows the local landscape and will work tirelessly to ensure you receive the compensation you deserve.
When choosing a law firm to represent you, it’s important to select one that understands the unique aspects of your situation. Kemp Law is committed to providing personalized legal services tailored to your needs. Their familiarity with the Safety Harbor area and its community makes them an invaluable ally in your legal journey.
Visit Kemp Law to learn more about how they can assist you after an accident involving an uninsured motorist.
Conclusion
Driving through Safety Harbor should be a relaxing experience, but accidents with uninsured motorists can turn it into a stressful ordeal. By following the steps outlined above and choosing a law firm that understands the local area, like Kemp Law, you can protect yourself and ensure that your rights are upheld.
Whether you’re near the picturesque waterfront or just enjoying a day out in Safety Harbor, always be prepared, and remember that Kemp Law is here to help you navigate the complexities of your case.
FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
