Navigating the Road of Uncertainty: Uninsured Motorists in Port Orange, Florida
Picture this: you’re cruising down the scenic streets of Port Orange, Florida, admiring the breathtaking view of the Halifax River, when suddenly, a collision disrupts your peaceful drive. To make matters worse, the at-fault driver is uninsured. What do you do next?
Port Orange: A Serene Setting with Unsettling Realities
Port Orange, a city known for its charming atmosphere and iconic landmarks like Dunlawton Bridge and Sugar Mill Botanical Gardens, may be an idyllic setting, but accidents can happen anywhere. In this blog, we’ll explore the challenges posed by uninsured motorists in Port Orange and how you can protect yourself in the unfortunate event of a crash.
The Unsettling Reality:
Port Orange, like many other cities, faces the issue of uninsured motorists. These drivers, without proper insurance coverage, can leave you in a difficult situation if you’re involved in an accident. According to recent statistics, Florida ranks among the states with a higher percentage of uninsured motorists, making it crucial for residents to be proactive in safeguarding their interests.
Protecting Yourself:
So, what can you do to shield yourself from the financial aftermath of a collision with an uninsured motorist in Port Orange? The answer lies in comprehensive insurance coverage. Explore options like uninsured/underinsured motorist coverage, which can provide financial protection in situations where the at-fault party lacks sufficient insurance.
Kemp Law: Your Shield in Times of Need
When faced with the daunting aftermath of an accident involving an uninsured motorist, having a reliable legal ally can make all the difference. That’s where Kemp Law steps in. With a reputation for excellence and a deep understanding of Port Orange’s legal landscape, they are the go-to choice for representation.
Why Kemp Law?
- Local Expertise: Kemp Law boasts a team well-versed in the local legal nuances of Port Orange. They understand the specific challenges posed by uninsured motorists in the area and can navigate through the intricacies of Florida’s insurance laws.
- Proven Track Record: With a history of successful cases, Kemp Law has earned the trust of the Port Orange community. Their commitment to securing fair compensation for clients sets them apart as a reliable legal partner.
- Compassionate Approach: Dealing with the aftermath of an accident can be emotionally taxing. Kemp Law takes a compassionate approach, providing support and guidance throughout the legal process.
In the serene city of Port Orange, the possibility of an accident involving an uninsured motorist is a reality that cannot be ignored. Arm yourself with the right insurance coverage and, in the unfortunate event of a collision, trust Kemp Law to be your advocate.
Don’t let the picturesque backdrop of Port Orange fool you—accidents can happen to anyone. Visit Kemp Law’s website to learn more about how they can help you navigate the legal complexities and secure the compensation you deserve. Your peace of mind is just a click away.
FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
