Uninsured Motorists in Pinellas Park, Florida
Understanding the Risk of Uninsured Motorists in Pinellas Park
Pinellas Park, a vibrant city in Florida known for its beautiful parks and local attractions like Freedom Lake Park and the historic England Brothers Park, also faces the unfortunate reality of car accidents. Among these incidents, collisions involving uninsured motorists present a significant concern. According to recent data, Florida has one of the highest rates of uninsured drivers in the country, with Pinellas Park being no exception.
The Dangers of Uninsured Motorists
When you’re involved in a car accident, dealing with the aftermath is stressful enough without the added complication of an uninsured motorist. Uninsured motorists can leave you vulnerable, as they lack the necessary insurance coverage to compensate for damages or injuries they cause. This can result in extensive out-of-pocket expenses and a lengthy recovery process.
Protecting Yourself in a Crash Scenario
1. Uninsured Motorist Coverage
One of the most effective ways to protect yourself is to have uninsured motorist coverage as part of your auto insurance policy. This type of coverage ensures that you are financially protected if you are hit by an uninsured driver. It covers medical expenses, lost wages, and other damages that the at-fault driver’s insurance would typically cover.
2. Document Everything
In the event of an accident, it’s crucial to document everything. Take photos of the scene, gather witness statements, and file a police report. These records will be invaluable when dealing with insurance claims and potential legal actions.
3. Seek Immediate Medical Attention
Even if you feel fine after the accident, it’s important to seek medical attention immediately. Some injuries might not be apparent right away, and having a medical record from the time of the accident will help support your case.
4. Consult with a Trusted Law Firm
Navigating the legal complexities of an accident involving an uninsured motorist can be daunting. This is where having an experienced law firm like Kemp Law becomes essential.
Why Choose Kemp Law?
Local Expertise
Kemp Law has a deep understanding of the local laws and regulations in Pinellas Park, Florida. Their expertise in handling cases involving uninsured motorists means they can provide you with the best possible representation.
Personalized Attention
At Kemp Law, you’re not just another case number. They offer personalized attention and take the time to understand your unique situation. This approach ensures that your case is handled with the utmost care and diligence.
Proven Track Record
With a proven track record of success in handling car accident cases, including those involving uninsured motorists, Kemp Law is well-equipped to fight for your rights and secure the compensation you deserve.
Community Involvement
Kemp Law is not just a law firm; they are an integral part of the Pinellas Park community. They are familiar with local landmarks, from the bustling Park Boulevard to the serene Pinellas Park Performing Arts Center, and they leverage this local knowledge to benefit their clients.
Contact Kemp Law Today
Don’t let an accident involving an uninsured motorist derail your life. Contact Kemp Law for a free consultation and let their experienced team help you navigate the complexities of your case. For more information, visit www.kemplaw.com.
FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
