Uninsured Motorists in New Port Richey, Florida
New Port Richey, Florida, with its charming small-town vibe and scenic coastal views, is a great place to live and visit. However, like any other city, it has its share of traffic accidents, particularly involving uninsured motorists. With local hotspots like Sims Park and the Cotee River, you might find yourself driving through some of the most picturesque parts of town—but even in these serene locations, accidents can happen. Understanding how to protect yourself if you’re involved in a crash with an uninsured motorist is crucial, and having the right legal team on your side can make all the difference.
The Reality of Uninsured Motorists in New Port Richey
New Port Richey is known for its bustling Main Street and the beautiful Starkey Wilderness Park. However, it’s also a place where drivers need to be cautious on the roads. The city’s proximity to major highways like US-19 and SR-54 means that traffic can be heavy, and accidents are not uncommon.
Unfortunately, not every driver on the road is adequately insured. In Florida, around 20% of drivers are uninsured, and New Port Richey is no exception. This means that if you’re involved in an accident, there’s a significant chance the other driver might not have the necessary coverage to compensate for damages.
What to Do After an Accident with an Uninsured Motorist
If you find yourself in an accident with an uninsured motorist in New Port Richey, whether near the historic Hacienda Hotel or while enjoying a day at Anclote River Park, here’s what you need to do:
- Stay Calm and Safe: First, ensure you and your passengers are safe. Move to a secure location if possible, especially if you’re near a busy intersection like those on Main Street.
- Call the Police: Report the accident to the police immediately. Having an official report is crucial, especially when dealing with uninsured motorists.
- Document Everything: Take photos of the accident scene, including any damage to your vehicle and the surrounding area. If you’re near a recognizable landmark, like the James E. Grey Preserve, it might help in contextualizing the incident.
- Seek Medical Attention: Even if you feel fine, it’s essential to get checked out by a medical professional. Injuries can sometimes be delayed, and having a medical record is important for any claims.
- Contact Kemp Law: This is perhaps the most critical step. Navigating the legal aftermath of an accident with an uninsured motorist can be complicated, but the experienced attorneys at Kemp Law are here to help.
Why Choose Kemp Law?
Expertise in Uninsured Motorist Cases
Kemp Law has extensive experience dealing with uninsured motorist cases in New Port Richey. We understand the nuances of Florida law and are well-versed in handling the complexities that come with these types of accidents. Our team is dedicated to ensuring that you get the compensation you deserve, even when the other driver lacks insurance.
Local Knowledge
Our attorneys know New Port Richey inside and out. We’re familiar with the common accident spots, whether it’s near the River Ridge Golf Club or along the busy stretches of Little Road. This local insight gives us an edge when investigating your case and negotiating on your behalf.
Personalized Service
At Kemp Law, you’re not just another case number. We take the time to understand your situation and provide personalized legal advice tailored to your needs. We’re committed to helping our clients through every step of the process, from initial consultation to final settlement.
Proven Results
We’ve successfully represented numerous clients in New Port Richey and beyond, helping them secure favorable outcomes even in challenging uninsured motorist cases. Our track record speaks for itself.
Protect Your Future with Kemp Law
Being involved in an accident with an uninsured motorist can be a stressful and overwhelming experience. But you don’t have to face it alone. Kemp Law is here to help you navigate the legal complexities and fight for the compensation you deserve.
Don’t wait until it’s too late. Contact Kemp Law today to schedule a free consultation. Let us protect your rights and help you move forward with confidence.
Navigating the aftermath of an accident with an uninsured motorist can be daunting, but with the right legal team by your side, you can rest assured that your case is in good hands. Visit Kemp Law and take the first step toward securing your future today.
FAQs
you deserve answers
-
How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
-
Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
-
What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
-
What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
-
Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
