Uninsured Motorists in Land O Lakes, Florida
Understanding the Risk
Driving in Land O Lakes, Florida, is generally a pleasant experience with its picturesque landscapes and friendly communities. However, the risk of encountering uninsured motorists is a real concern. According to the Insurance Research Council, approximately one in eight drivers in the U.S. is uninsured, and Florida ranks among the states with the highest number of uninsured drivers. This statistic underscores the importance of knowing how to protect yourself if you are involved in an accident with an uninsured motorist.
Local Accident Hotspots
Certain areas in Land O Lakes are more prone to accidents. Some local landmarks where accidents frequently occur include:
U.S. Route 41: This busy highway sees a high volume of traffic, making it a common site for accidents.
State Road 54: This road is notorious for its heavy traffic and has seen numerous accidents, especially near the intersection with Collier Parkway.
Land O Lakes Boulevard: Another hotspot, particularly around the stretch near the Land O Lakes Recreation Complex.
Steps to Protect Yourself
Carry Uninsured Motorist Coverage
One of the best ways to protect yourself is by carrying uninsured motorist (UM) coverage as part of your auto insurance policy. This type of coverage helps pay for your medical bills, lost wages, and other expenses if you’re hit by a driver who doesn’t have insurance.
Document Everything
If you’re involved in an accident, document everything. Take photos of the scene, gather contact information from witnesses, and file a police report. This evidence can be crucial in supporting your claim.
Seek Medical Attention
Even if you feel fine, it’s important to get a medical evaluation. Some injuries may not be immediately apparent, and having medical records will be important for your claim.
Why Choose Kemp Law?
Choosing the right legal representation can make a significant difference in the outcome of your case. Here’s why Kemp Law is the best choice for residents of Land O Lakes:
Local Expertise
Kemp Law has extensive experience handling cases in Land O Lakes and the surrounding areas. They understand the local laws and have a deep familiarity with accident hotspots and the nuances of local traffic.
Personalized Service
At Kemp Law, you’re not just another case. They offer personalized attention and tailor their approach to meet your specific needs. Their commitment to their clients is evident in their dedication and the successful outcomes they achieve.
Proven Track Record
With a strong track record of winning cases for their clients, Kemp Law has built a reputation for excellence. Their expertise in handling uninsured motorist claims ensures that you are in capable hands.
Contact Kemp Law Today
If you’ve been involved in an accident with an uninsured motorist in Land O Lakes, don’t wait. Contact Kemp Law for a free consultation. They will guide you through the process and fight to get you the compensation you deserve.
Visit Kemp Law to learn more and schedule your consultation today.
FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
