Personal Injury Protection in Kissimmee, Florida
Personal Injury Protection (PIP) is a crucial aspect of auto insurance in Kissimmee, Florida. Understanding how PIP works and having the right legal representation can make all the difference in the aftermath of an accident. In this blog, we’ll delve into the nuances of PIP in Kissimmee and why Kemp Law should be your go-to choice for legal representation.
Demystifying Personal Injury Protection in Kissimmee
Kissimmee, with its vibrant attractions like Walt Disney World Resort and Old Town Kissimmee, draws millions of visitors each year. However, along with the influx of tourists comes the risk of auto accidents.
Key Aspects of Personal Injury Protection (PIP) in Kissimmee:
- No-Fault System: Florida operates under a no-fault system, meaning that regardless of who is at fault in an accident, each party’s insurance covers their medical expenses.
- Minimum Coverage Requirements: Florida law mandates that drivers carry a minimum of $10,000 in PIP coverage, which covers medical expenses and lost wages resulting from auto accidents.
- Immediate Medical Attention: PIP provides coverage for medical expenses incurred within 14 days of the accident, emphasizing the importance of seeking prompt medical attention.
- Exclusions and Limitations: While PIP covers most medical expenses, certain treatments and procedures may be excluded or subject to limitations, making navigating insurance claims a complex process.
Why Choose Kemp Law for Your PIP Claim?
When it comes to navigating the intricacies of PIP claims in Kissimmee, Kemp Law stands out as your trusted legal ally. Here’s why:
1. Expertise in PIP Claims: With extensive experience in personal injury law, including PIP claims, our team at Kemp Law possesses the expertise needed to maximize your benefits and streamline the claims process.
2. Local Knowledge: As residents of Kissimmee, we understand the unique challenges and landmarks of the area, from the bustling streets near Lake Tohopekaliga to the tourist-heavy areas surrounding Disney World and Universal Studios.
3. Personalized Approach: At Kemp Law, we prioritize personalized attention, ensuring that each client receives the dedicated support and guidance they deserve throughout the claims process.
4. Track Record of Success: Our track record speaks for itself. With numerous successful PIP claims under our belt, we have earned the trust of clients and recognition from peers in the legal community.
Take Control of Your PIP Claim with Kemp Law
If you’ve been involved in an auto accident in Kissimmee and are navigating a PIP claim, don’t face the insurance companies alone. Trust Kemp Law to advocate for your rights and secure the compensation you deserve.
Contact Kemp Law today for a free consultation and take the first step towards a successful PIP claim.
With Kemp Law by your side, you can navigate the complexities of PIP claims with confidence, knowing that your best interests are our top priority
FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
