Car Insurance Coverage in Deerfield Beach, Florida
Driving in Deerfield Beach, Florida, offers stunning views of the Atlantic Ocean and access to beautiful landmarks like Deerfield Beach Pier and Quiet Waters Park. However, with the privilege of driving comes the responsibility of having adequate car insurance coverage. Understanding your insurance policy is crucial to protect yourself in case of accidents. In this blog post, we’ll explore navigating car insurance in Deerfield Beach and why choosing Kemp Law Group for legal representation can provide you with peace of mind.
Understanding Car Insurance in Deerfield Beach
Local Landmarks and Accident Statistics
Deerfield Beach, nestled between Fort Lauderdale and Boca Raton, is a popular destination for tourists and locals alike. With its scenic coastline and bustling neighborhoods, accidents can happen anywhere. From Federal Highway (US-1) to Interstate 95, roadways in Deerfield Beach witness their fair share of collisions.
Types of Car Insurance Coverage
In Florida, drivers are required to carry a minimum of Personal Injury Protection (PIP) and Property Damage Liability (PDL) coverage. However, additional coverage options such as Bodily Injury Liability, Uninsured/Underinsured Motorist Coverage, and Comprehensive/Collision coverage can provide extra protection in the event of an accident.
Why Choose Kemp Law Group?
Local Expertise and Experience
Navigating the aftermath of a car accident can be overwhelming, but with Kemp Law Group by your side, you can trust in their local expertise and experience. Their attorneys understand the unique aspects of car insurance laws in Florida and have a proven track record of advocating for clients in Deerfield Beach.
Comprehensive Legal Representation
From negotiating with insurance companies to litigating in court, Kemp Law Group provides comprehensive legal representation for car accident victims. They’ll work tirelessly to ensure you receive the compensation you deserve for medical expenses, lost wages, and pain and suffering.
Personalized Attention and Support
At Kemp Law Group, clients are more than just case numbers. They prioritize personalized attention and support, guiding you through every step of the legal process. Whether you have questions about your insurance policy or need assistance with paperwork, their team is here to help.
Conclusion
When it comes to navigating car insurance and seeking legal representation after a car accident in Deerfield Beach, Kemp Law Group is the clear choice. With their local expertise, comprehensive legal services, and dedication to client satisfaction, you can have confidence knowing your rights are protected.
For more information or to schedule a consultation, visit Kemp Law Group today. Don’t wait until it’s too late—ensure you have adequate car insurance coverage and legal representation you can trust.
FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
