Car Insurance in Clearwater, Florida
Driving through the scenic city of Clearwater, Florida, with its picturesque beaches and vibrant community, can be a delightful experience. However, accidents can happen when least expected, turning the joy of a drive into a stressful situation. This blog aims to guide you through the complexities of car insurance, emphasizing the importance of adequate coverage in Clearwater, while highlighting why Kemp Law Group is your go-to choice for legal representation.
Understanding Car Insurance in Clearwater
Local Landmarks and Accident Statistics
Clearwater, known for its iconic Clearwater Beach and the historic Capitol Theatre, unfortunately witnesses its share of car accidents. With bustling traffic on the Courtney Campbell Causeway and frequent congestion on Gulf-to-Bay Boulevard, the likelihood of accidents in these areas is higher. Local landmarks often play a role in shaping accident statistics, and being aware of these can help you navigate Clearwater’s roads more cautiously.
Types of Car Insurance Coverage
Navigating the diverse options of car insurance coverage is crucial. Clearwater residents should be familiar with the state’s minimum requirements, which include Personal Injury Protection (PIP) and Property Damage Liability (PDL). Understanding the different types of coverage, including comprehensive and collision, is essential for ensuring adequate protection in the event of an accident.
Why Choose Kemp Law Group?
Local Expertise and Experience
When accidents occur, having a legal team familiar with Clearwater’s unique landscape is invaluable. Kemp Law Group boasts a team of experienced attorneys well-versed in Florida’s car insurance laws. Their expertise extends to handling cases related to accidents on US-19 and the busy Drew Street, making them the ideal choice for local representation.
Comprehensive Legal Support
Kemp Law Group goes beyond the typical legal services. They provide comprehensive support, assisting clients in dealing with insurance companies and ensuring they receive fair compensation. From hit-and-run incidents near the Clearwater Marine Aquarium to collisions on the Bayside Bridge, Kemp Law Group has a proven track record of securing favorable outcomes for their clients.
Client-Centric Approach
What sets Kemp Law Group apart is their commitment to a client-centric approach. They understand the stress that follows an accident and work tirelessly to alleviate the burden. By choosing Kemp Law Group, you’re not just getting legal representation; you’re gaining a dedicated team focused on your well-being and ensuring justice is served.
Conclusion
In Clearwater, having adequate car insurance coverage is crucial for navigating the unpredictable roads safely. Kemp Law Group stands as a reliable ally, offering local expertise, comprehensive legal support, and a client-centric approach to guide you through the complexities of post-accident situations.
For more information or to schedule a consultation, visit Kemp Law Group today. Your journey to legal support begins here.
FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
