Personal Injury Protection in Carrollwood, Florida
Personal Injury Protection (PIP) is an essential aspect of auto insurance in Carrollwood, Florida. Often referred to as “no-fault” insurance, PIP coverage is designed to ensure that your medical bills and lost wages are covered in the event of an accident, regardless of who is at fault. This type of insurance is crucial for providing immediate financial relief following an accident, helping you focus on recovery rather than financial stress.
Key Features of PIP in Florida
Medical Expenses
PIP covers medical expenses up to $10,000 for necessary and reasonable medical services, including surgical, dental, ambulance, hospital, and nursing services.
Lost Wages
If you’re unable to work due to your injuries, PIP can cover a portion of your lost wages. This helps ensure you can continue to support yourself and your family during your recovery.
Death Benefits
In the unfortunate event of a fatal accident, PIP provides a death benefit to the deceased’s relatives.
Other Expenses
PIP also covers additional expenses related to your recovery, such as rehabilitation costs.
Accidents in Carrollwood, Florida
Carrollwood is a beautiful suburban community in the Tampa Bay area, known for landmarks such as the Carrollwood Village Park and the Emerald Greens Golf Resort & Country Club. However, like any busy area, it is not immune to traffic accidents.
Carrollwood Village Park
This popular park attracts many visitors, increasing the likelihood of accidents in its vicinity due to the high volume of traffic.
Dale Mabry Highway
A major thoroughfare running through Carrollwood, Dale Mabry Highway sees significant traffic, contributing to a higher rate of collisions and accidents.
Lake Carroll
Surrounding this scenic lake, the roads can become hazardous, particularly during inclement weather, leading to a higher incidence of vehicle accidents.
Why Choose Kemp Law Group?
Navigating the aftermath of an accident can be overwhelming, especially when dealing with insurance companies and medical bills. This is where the Kemp Law Group comes in. Here’s why you should consider them for your representation:
Expertise in Personal Injury Law
Kemp Law Group specializes in personal injury cases, offering a deep understanding of PIP laws in Florida. Their experience ensures you receive the maximum benefits you’re entitled to under your insurance policy.
Personalized Attention
At Kemp Law Group, you’re not just another case. They provide personalized attention to each client, understanding the unique aspects of your situation and crafting a strategy that best serves your needs.
Proven Track Record
Kemp Law Group has a proven track record of successfully handling personal injury cases. Their expertise and dedication have resulted in numerous favorable outcomes for their clients.
Local Knowledge
Being based in the Tampa Bay area, Kemp Law Group has extensive knowledge of the local roads, accident hotspots, and common causes of accidents in Carrollwood. This local insight can be invaluable in building a strong case.
Free Consultation
Kemp Law Group offers a free consultation to discuss your case and understand your needs. This initial meeting can provide clarity on how to proceed and what to expect from the legal process.
For more information or to schedule a consultation, visit Kemp Law Group.
FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
