Rideshare Accidents in Bradenton, Florida
Rideshare services like Uber and Lyft have revolutionized transportation in Bradenton, Florida. However, with increased rideshare usage comes a rise in rideshare accidents, leading to complex liability and insurance challenges. In this blog, we’ll explore these challenges and explain why Kemp Law Group is your best choice for representation.
Rideshare Accidents in Bradenton: A Growing Concern
Bradenton, known for its beautiful Riverwalk and the historic Village of the Arts, has seen a significant increase in rideshare usage. Unfortunately, this has also led to a rise in rideshare-related accidents. The bustling streets near landmarks like the Manatee Performing Arts Center and the De Soto National Memorial are often hotspots for these incidents.
Understanding Liability in Rideshare Accidents
Determining liability in rideshare accidents can be complicated. Here are some common scenarios:
The Rideshare Driver is at Fault
If the rideshare driver is at fault, their insurance and the rideshare company’s insurance may come into play. However, the coverage depends on whether the driver was actively engaged in a ride or waiting for a ride request.
Another Driver is at Fault
When another driver causes the accident, their insurance is typically responsible. Yet, pursuing claims can be tricky, especially if the at-fault driver is underinsured or uninsured.
Shared Fault
In some cases, both the rideshare driver and another driver may share fault. This complicates insurance claims, often leading to disputes between multiple insurance companies.
Insurance Challenges in Rideshare Accidents
Rideshare accidents involve multiple insurance policies, which can lead to complex claims processes. Here are some challenges you might face:
Multiple Policies
Rideshare companies like Uber and Lyft provide different levels of coverage based on the driver’s status at the time of the accident. This means multiple policies may be involved, including the driver’s personal insurance and the rideshare company’s insurance.
Coverage Limits
Insurance coverage limits can vary, and in severe accidents, the available coverage may not be sufficient to cover all damages. This is particularly concerning in high-traffic areas like Downtown Bradenton, where accidents can be more severe.
Claim Denials
Insurance companies may deny claims for various reasons, such as disputing fault or arguing that the policy does not cover the specific circumstances of the accident. Navigating these disputes requires expert legal knowledge and experience.
Why Choose Kemp Law Group?
Choosing the right legal representation is crucial when dealing with rideshare accidents. Here’s why Kemp Law Group stands out:
Expertise in Rideshare Accident Cases
Kemp Law Group has extensive experience handling rideshare accident cases. We understand the nuances of liability and insurance challenges specific to Bradenton.
Local Knowledge
Our team is deeply familiar with Bradenton’s roads and local landmarks, from the scenic Palma Sola Botanical Park to the vibrant Downtown Bradenton area. This local knowledge can be crucial in building a strong case.
Personalized Attention
At Kemp Law Group, we prioritize personalized attention for every client. We take the time to understand your unique situation and develop a tailored strategy to pursue maximum compensation.
Proven Track Record
We have a proven track record of successfully representing clients in rideshare accident cases. Our dedication to achieving favorable outcomes is unmatched.
Conclusion
Rideshare accidents in Bradenton, Florida, present unique liability and insurance challenges. Navigating these complexities requires experienced legal representation. Kemp Law Group offers the expertise, local knowledge, and personalized attention you need to secure the best possible outcome. If you’ve been involved in a rideshare accident, contact Kemp Law Group today for a free consultation.
FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
