Personal Injury Protection in Boynton Beach, Florida
In Boynton Beach, Florida, understanding personal injury protection (PIP) is essential, especially in the unfortunate event of an accident. In this blog, we’ll delve into what PIP entails, the significance of this coverage in Boynton Beach, and why Kemp Law Group is your top choice for representation.
Deciphering Personal Injury Protection (PIP) in Boynton Beach
Personal Injury Protection, commonly known as PIP, is a form of insurance coverage mandated by Florida law. It provides benefits for medical expenses and lost wages resulting from an auto accident, regardless of who is at fault. Boynton Beach, situated between Palm Beach and Boca Raton, sees its fair share of road incidents along major thoroughfares like Interstate 95 and Boynton Beach Boulevard.
Key Aspects of PIP in Boynton Beach:
- No-Fault Coverage: PIP ensures that your medical bills and lost wages are covered, regardless of who caused the accident. This is particularly crucial in densely populated areas like Boynton Beach, where traffic congestion increases the likelihood of accidents.
- Mandatory Requirement: Florida law mandates that all drivers must carry a minimum of $10,000 in PIP coverage. This requirement aims to provide immediate medical assistance and financial support following an accident.
- Limited Coverage: While PIP provides essential benefits, it may not cover all expenses, especially in cases of severe injuries. Understanding the limitations of PIP is crucial in ensuring you receive adequate compensation.
Why Choose Kemp Law Group for Your PIP Claim?
Navigating the complexities of a PIP claim can be overwhelming, especially while recovering from injuries. Here’s why Kemp Law Group should be your first choice for representation:
1. Extensive Experience: With years of experience in personal injury law, Kemp Law Group has a deep understanding of PIP claims and the intricacies of Florida insurance laws.
2. Local Knowledge: As residents of Boynton Beach, we are intimately familiar with the local landscape, including landmarks like the Boynton Beach Inlet and the Boynton Beach Mall. This local knowledge enables us to provide personalized and effective representation tailored to your specific case.
3. Dedication to Clients: At Kemp Law Group, we prioritize the well-being of our clients above all else. We provide compassionate support and dedicated advocacy throughout the entire legal process.
4. Proven Results: Our track record of successful PIP claims speaks for itself. We have helped numerous clients secure the compensation they deserve, allowing them to focus on recovery without the added stress of financial burdens.
Take Action with Kemp Law Group
If you’ve been injured in an auto accident in Boynton Beach, Florida, don’t navigate the complexities of a PIP claim alone. Trust Kemp Law Group to advocate for your rights and ensure you receive the full benefits you’re entitled to.
Contact Kemp Law Group today for a free consultation and take the first step towards securing your future.
With Kemp Law Group by your side, you can rest assured knowing that your PIP claim is in capable hands.
FAQs
you deserve answers
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How Do I Know Who Was At-Fault?
Fault is determined by the evidence collected during the investigation. We look to many things to determine fault in the case: we look to the police report, we look to witness statements, we look to the property damage to the vehicles, skid marks, layout of the cars, etc. Sometimes we even have to refer to accident re-constructionists to do a professional examination of the all the evidence to do a recommendation for us, but that does not happen in very many cases.
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Will I Recover Monetary Damages?
It depends on who was at fault for the accident. If you were at fault, your insurance company will pay for the damage to the vehicle. If you were not at fault, the at-fault driver’s or owner’s insurance policy will pay for the damage, and if they do not have enough coverage to cover the damage to your vehicle, your collision coverage (if purchased) would pay for the damage to your vehicle.
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What Documents Will I Need?
We like you to bring the driver’s exchange of information that the police officer gives you at the scene. We also like you bring any photographs of damage at the scene. Also bring your health insurance cards and your auto insurance cards or declarations page, so we can review the coverage available to you.
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What Should I Say To The Insurance Company?
The at-fault party’s insurance company could ask you to give them a recorded statement. You do not have to give them a recorded statement. However, if your own insurance company asks you for a recorded statement please seek advice from your attorney so that they can assist you in giving that statement. But yes you do have to comply and you do have to give your insurance company a recorded statement.
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Will I Have To Go To Court?
Actually, most cases, or a large percentage of the cases are resolved pre-suit, which means the cases never go to court. We work with the insurance companies before filing suit to try to find a fair resolution for the client, which save money on expenses, court costs and attorney’s fees.
